Insurance Claims in Austin
Aiding in Storm Damage Restoration
Lake Travis Roofing is a team with over three decades of experience dealing with insurance companies. We understand that roofing claims can be time-consuming and confusing to handle, but we’re here to help. When you need insurance claim services in Austin that prevent you from jumping through hoops or talking to numerous people, we’re here for you.
Reach out to our team today at (512) 812-9966 with questions about how to file a claim and be treated like family!
A member of our team will be in touch shortly to confirm your contact details or address questions you may have.
When Should I File a Claim?
So you have homeowners insurance but aren’t sure if it’s time to use it for your roof or not. You may be concerned that you’ll lose coverage or the price will increase after filing a claim, but that’s not true. Here are some tips to help you know when to file a claim.
Do you know your policy?
Homeowners insurance helps you recover after an unexpected loss typically caused by a storm. Your policy may only pay for what your old roof was worth, or it will cover the replacement cost for a new roof. Most coverage only includes fire, water, or storm damage. Avoidable situations like leaving a candle unattended or not properly maintaining your roof can cause your insurance costs to increase, but unavoidable conditions like the weather won’t penalize you.
How many claims have you filed in the past five years?
Most homeowners only file two claims or less every ten years. Knowing what your policy covers is essential so you don’t file a claim for things that aren’t covered or that you can fix on your own.
What is your deductible?
If you have a large deductible and the repair costs for a service are less than the deductible, it may not be worth filing a claim. Filing a claim stays on your record for three years, making you look like a high-risk customer if you want to change companies or renew in the coming years.
Does your policy cover actual cash value (ACV) or replacement cost value (RCV)?
ACV coverage provides one payment for the value of your roof. If your roof is 15-20 years old, it may not be worth filing a claim because this payment will likely not cover the deductible. RCV coverage provides two payments. One is for the cost of a new roof minus the deductible, and the second payment is after the work is completed.
Who should I contact first?
Calling Lake Travis Roofing first allows us to complete an inspection and help you call your insurance company so you’re not surprised by what they need to file a claim. We can ensure everything is prepared for your insurance agent and that the process goes as smoothly as possible.
Need Help with Restorations After a Storm?
When you need roof insurance claim services in Austin after a storm has deteriorated your roof, we’re here to help. Our professionals have 30 years of experience providing inspections and repairs after a storm so your home or business is constantly protected with a strong roof.
Don't rely on a worn-out roof after a storm – we're here to help! Call (512) 812-9966 when you're ready to schedule your free estimate.
He was quick and thorough and bid a very competitive price. The crew showed up on time, did the work and cleaned up after the job.Richard T.
They were quick to respond to my call and timely to complete the estimate with and fair bid on the work.The crew was on time, professional and completed the work quickly.Mike M.
5 Stars on their repair work, response time, and price. Highly recommended!Tracey P.
We had an excellent experience with Lake Travis Roofing.Jiayi H.
They far exceeded the expectations for the major roofing/gutter repair job at my placeBarbara V.
Communication was easy, transparent and clear. They were very reliable and also helped support me through the insurance claim process.Chelsea R.
Reasonable price, good quality materials, very accommodating with excellent communication especially for an out of area owner like myself.H. Zhao
Excellent service and overall experience with Lake Travis Roofing.Brad S.